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Home Renovation Contractor

NON-QM

Helping with those unique situations

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BANK STATEMENT LOANS

A bank statement loan is a mortgage variant designed for self-employed individuals, enabling them to confirm their income using personal or business bank statements instead of conventional means like tax returns, W-2s, or paystubs. Typically sought by self-employed workers, small business proprietors, or freelancers, these loans don't mandate full ownership of the business. Our Bank Statement program offers a lending option tailored to support creditworthy self-employed borrowers who may otherwise struggle to secure a home loan.

Home Renovation Couple
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1099 Income Loan

Our 1099 income loan choice caters to underserved self-employed individuals who operate as 1099 workers. Numerous freelancers, contractors, gig economy participants, or other self-employed borrowers who file using W-9s often face challenges in meeting Agency guidelines for mortgage qualification.

These underserved individuals have the option to utilize 1099 earning statements instead of tax returns to fulfill mortgage requirements. Our 1099 Income loan presents an alternative solution that aids many self-employed 1099 earners in realizing their dream of homeownership

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ITIN LOANS

Loans with an Individual Tax Identification Number (ITIN) cater to borrowers lacking Social Security numbers. Those possessing ITIN cards can secure a mortgage provided they meet eligibility criteria. This mortgage product, a comprehensive documentation non-QM offering, offers flexibility for U.S. residents.

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